Overdraft Protection Loan
It’s easy to lose track of account activity when you’re busy, but when your checking account goes into the
red, it can be expensive and inconvenient.
Give yourself a back-up plan with an Overdraft Protection Loan. When you overdraw your SchoolsFirst FCU
checking account, funds will be automatically transferred from your loan to cover the check or debit
transaction, up to your available credit limit.
Features
- No monthly service or transfer fee
- Loan amounts up to $5,000
- Minimum monthly payment is 3% of the balance, or $25, whichever is greater
- Take a cash advance whenever you need it
Convenient access:
- ATM
- Online Banking
- At a Branch
- TellerPhone
- Telephone Service Center
Overdraft Protection Loan Rates
|
APR
|
Loan Amounts
|
Terms in Months
|
 |
|
12.90% - 17.90%
|
Up to $5,000
|
Revolving
|
 |
The rates quoted are effective as of 2/4/2012 and are subject to change without notice.
SchoolsFirst FCU's maximum aggregate personal loan limit is $50,000 per qualifying Member. This includes all individual and joint personal loan credit combined.
SchoolsFirst FCU has a loan program which features a range of interest rates for some of its
consumer loans. A rate is based on a variety of factors, including the applicant's
credit rating.
