Stafford Student Loan
As you explore options for college funding, you’ll want to carefully consider the benefits of a Stafford Student Loan. This low interest rate loan features deferred payments until after graduation and offers both subsidized and unsubsidized programs. You may qualify for both a subsidized and unsubsidized loan, but check first to make sure your school participates in the program.
A Subsidized Stafford Student Loan is awarded based on financial need. With this loan, during in-school and deferment periods, the loan interest is paid by the federal government.
An Unsubsidized Stafford Student Loan is not awarded based on need. With this loan, the loan interest accrues during in-school and grace periods and is paid by the borrower, but can be deferred until after graduation.
Features
- Low interest rate
- Low payments
- Automatic loan-payment transfer option
The rate quoted applies to loans funded with a first distribution date of 7/1/08 or later, and is subject to change. Federal origination and default fees will apply.
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Fixed Rate
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Subsidized Student Loan
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6.00%
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Unsubsidized Student Loan
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6.80%
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Interest rates on student loans are determined by the U.S. Government.
Call a SchoolsFirst FCU student loan representative at 714/258-4000, extension 8576, Monday through Friday, 9 a.m. to 5 p.m. for additional details on our Student Loan programs.
