School Employees
Retirement Plan Options
County : San Bernardino
District : Victor Valley Community College District
SchoolsFirst FCU is proud to be chosen as the retirement plan administrator for many districts in Southern California.
We offer several retirement plans that are designed exclusively to help school employees build and grow their
savings to achieve their retirement goals through a variety of investment options. As a participating district
in San Bernardino County, you have the option(s) of participating in the following plan:
403(b) Features:
- Contribute pre-tax dollars through automatic payroll deduction
- Contributions and earnings are tax-deferred
- Contribute up to $15,500 or 100% of includable compensation, whichever is less (combined maximum annual contribution limit of $15,500 if participating in both a traditional 403(b) and a Roth 403(b))
- Catch-up contributions allowed
- Learn more Go >>
Roth 403(b) Features:
- Contributions are on an after-tax basis through payroll deduction only
- Qualified distributions of earnings are tax-free
- Contribute up to $15,500 or 100% of includable compensation, whichever is less (combined maximum annual contribution limit of $15,500 if participating in both a traditional 403(b) and a Roth 403(b))
- Catch-up contributions allowed
- Learn more Go >>
In addition, all of our school employee retirement plans feature:
- No front- or back-end fees
- We pay the $15 annual administration fee so more of your money goes to your retirement
- No transfer fees when moving between funds within the plan to give you more control over your money
-
- Optional insured accounts (available on 457(b) plans only)
- Personalized service you’ve come to expect from your credit union
- Complimentary guidance from licensed retirement plan advisors
To learn more about our retirement plans, or to help you choose the option that best suits your needs,
you can schedule a complimentary appointment with one of our Retirement Plan Advisors.
Go >>
*Representatives are registered, securities are sold, and investment advisory services are offered through CUNA Brokerage Services, Inc. (CBSI), member
FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free (866) 512-6109. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value, and are not obligations of or guaranteed by SchoolsFirst FCU. CBSI is under contract with SchoolsFirst FCU, through the financial services program, to make securities available to Members.
CUNA Brokerage Services, Inc. is a registered broker/dealer in all fifty states of the United States of America.
