30-Year Fixed Rate
Refinancing your current higher-interest or adjustable rate mortgage with our 30-year fixed rate loan provides lower monthly payments and the convenience of a fixed monthly payment over the life of your loan.
Features
- Conforming loans: finance up to 95% for primary residence detached homes and 90% for condominiums
- Jumbo loans: finance up to 90% for primary residence detached homes and condominiums
- Low fees
- Free 45-day rate lock
- No prepayment penalty
30-Year Fixed (Conforming)
(Maximum Loan: $417,000)
| Rate | Points | APR | Est. Pymt./$1,000 |
| 6.750 | -0.625 | 6.79% | $6.49 |
| 6.625 | -0.125 | 6.71% | $6.40 |
| 6.500 | 0.375 | 6.64% | $6.32 |
| 6.375 | 0.875 | 6.56% | $6.24 |
| 6.250 | 1.500 | 6.49% | $6.16 |
| 6.125 | 2.000 | 6.41% | $6.08 |
| 6.000 | 2.625 | 6.35% | $6.00 |
30-Year Fixed (Jumbo)
(Maximum Loan: $2,500,000)
| Rate | Points | APR | Est. Pymt./$1,000 |
| 8.125 | -0.625 | 8.18% | $7.42 |
| 8.000 | -0.125 | 8.11% | $7.34 |
| 7.875 | 0.375 | 8.03% | $7.25 |
| 7.750 | 0.875 | 7.96% | $7.16 |
| 7.625 | 1.500 | 7.90% | $7.08 |
| 7.500 | 2.000 | 7.82% | $6.99 |
The rates quoted are effective as of
08/28/2008, are not guaranteed until locked, and are subject to change without notice.
The Annual Percentage Rates (APRs) are based on a loan amount of $350,000 for the stated term and a Loan-to-Value of 80%.
Not applicable to pre-approvals without property selected.
To speak to a real estate loan consultant, please call
714/258-4000 or 800/462-8328, extension 8236.
Consultants are available Monday - Friday, from
8 a.m. to 7 p.m., and Saturday, from 9 a.m. to 3 p.m.
