15-Year Fixed Rate
Our 15-year fixed rate mortgage loan allows you to take advantage of our low refinancing rates. You’ll build equity more quickly and pay less in interest over the life of the loan than with longer-term loans.
Features
- Conforming loans: finance up to 95% for primary residence detached homes and 90% for condominiums
- Jumbo loans: finance up to 90% for primary residence detached homes and condominiums
- Low fees
- Free 45-day rate lock
- No prepayment penalty
15-Year Fixed (Conforming)
(Maximum Loan: $417,000)
| Rate | Points | APR | Est. Pymt./$1,000 |
| 6.250 | -0.250 | 6.37% | $8.57 |
| 6.125 | -0.125 | 6.26% | $8.51 |
| 6.000 | 0.125 | 6.17% | $8.44 |
| 5.875 | 0.375 | 6.09% | $8.37 |
| 5.750 | 0.625 | 6.00% | $8.30 |
| 5.625 | 0.875 | 5.91% | $8.24 |
| 5.500 | 1.250 | 5.84% | $8.17 |
15-Year Fixed (Jumbo)
(Maximum Loan: $1,500,000)
| Rate | Points | APR | Est. Pymt./$1,000 |
| 8.125 | -0.250 | 8.28% | $9.63 |
| 8.000 | -0.125 | 8.17% | $9.56 |
| 7.875 | 0.125 | 8.08% | $9.48 |
| 7.750 | 0.375 | 8.00% | $9.41 |
| 7.625 | 0.625 | 7.91% | $9.34 |
| 7.500 | 0.875 | 7.83% | $9.27 |
The rates quoted are effective as of
11/19/2008, are not guaranteed until locked, and are subject to change without notice.
The Annual Percentage Rates (APRs) are based on a loan amount of $350,000 for the stated term and a Loan-to-Value of 80%.
Not applicable to pre-approvals without property selected.
To speak to a real estate loan consultant, please call
714/258-4000 or 800/462-8328, extension 8236.
Consultants are available Monday - Friday, from
8 a.m. to 7 p.m., and Saturday, from 9 a.m. to 3 p.m.
