15-Year Fixed Rate
Our 15-year fixed rate mortgage loan allows you to take advantage of our low refinancing rates. You’ll build equity more quickly and pay less in interest over the life of the loan than with longer-term loans.
Features
- Low fees
- 45-day rate lock
- No prepayment penalty
15-Year Fixed (Conforming)
(Maximum Loan: $417,000)
| Rate | Points | APR | Est. Pymt./$1,000 |
| 4.250 | 1.250 | 4.59% | $7.52 |
| 4.500 | 0.000 | 4.65% | $7.65 |
| 4.625 | -0.875 | 4.64% | $7.71 |
15-Year Fixed (Jumbo)
(Maximum Loan: $1,500,000)
| Rate | Points | APR | Est. Pymt./$1,000 |
| 4.750 | 1.250 | 5.10% | $7.78 |
| 5.000 | 0.000 | 5.16% | $7.91 |
| 5.125 | -0.875 | 5.15% | $7.97 |
PLEASE BE ADVISED: The interest rates and associated points listed above are effective as of 11/20/2009, represent lowest pricing for each product, and are not intended to be inclusive or a commitment to the pricing for which you may qualify. We offer more rate/point combinations. The loan and accompanying interest rates, points, and annual percentage rates (APRs) you may qualify for are based on your credit history, loan-to-value (LTV), occupancy, property type, loan amount, loan purpose, and income/financial obligations. All loans are subject to a minimum credit qualifying score. Interest rates, points, and APRs are subject to change without notice.
The APRs and estimated payments are based on a loan amount of $350,000.
Not applicable to loan pre-approvals without property selected.
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>> Terms & Conditions
To speak to a real estate loan consultant, please call
714/258-4000 or 800/462-8328, extension 8288.
Consultants are available Monday - Friday, from
8 a.m. to 7 p.m., and Saturday, from 9 a.m. to 3 p.m.
