30-Year Fixed Rate
Planning to stay in your new home for a while? A 30-year term provides lower monthly payments than our shorter-term loans. A fixed interest rate offers a consistent monthly payment amount for as long as you have the loan.
Features
- Conforming loans: finance up to 95% for primary residence detached homes and 90% for condominiums
- Jumbo loans: finance up to 90% for primary residence detached homes and condominiums
- Low fees
- Free 45-day rate lock
- No prepayment penalty
30-Year Fixed (Conforming)
(Maximum Loan: $417,000)
| Rate | Points | APR | Est. Pymt./$1,000 |
| 6.625 | -0.500 | 6.68% | $6.40 |
| 6.500 | -0.250 | 6.57% | $6.32 |
| 6.375 | 0.000 | 6.47% | $6.24 |
| 6.250 | 0.375 | 6.38% | $6.16 |
| 6.125 | 0.625 | 6.28% | $6.08 |
| 6.000 | 1.125 | 6.20% | $6.00 |
| 5.875 | 1.625 | 6.12% | $5.92 |
30-Year Fixed (Jumbo)
(Maximum Loan: $1,500,000)
| Rate | Points | APR | Est. Pymt./$1,000 |
| 8.125 | -0.500 | 8.19% | $7.42 |
| 8.000 | -0.250 | 8.09% | $7.34 |
| 7.875 | 0.000 | 7.99% | $7.25 |
| 7.750 | 0.375 | 7.91% | $7.16 |
| 7.625 | 0.625 | 7.81% | $7.08 |
| 7.500 | 1.125 | 7.73% | $6.99 |
The rates quoted are effective as of 11/19/2008, are not guaranteed until locked, and are subject to change without notice.
The Annual Percentage Rates (APRs) are based on a loan amount of $350,000 for the stated term and a Loan-to-Value of 80%.
Not applicable to pre-approvals without property selected.
To speak to a real estate loan consultant, please call
714/258-4000 or 800/462-8328, extension 8236.
Consultants are available Monday - Friday, from
8 a.m. to 7 p.m., and Saturday, from 9 a.m. to 3 p.m.
