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Home Purchase
Fixed-Rate Programs

30-Year Fixed Rate

Planning to stay in your new home for a while? A 30-year term provides lower monthly payments than our shorter-term loans. A fixed interest rate offers a consistent monthly payment amount for as long as you have the loan.

Features
  • Conforming loans: finance up to 95% for primary residence detached homes and 90% for condominiums
  • Jumbo loans: finance up to 90% for primary residence detached homes and condominiums
  • Low fees
  • Free 45-day rate lock
  • No prepayment penalty
30-Year Fixed (Conforming)
(Maximum Loan: $417,000)
Rate Points APR Est. Pymt./$1,000
6.625 -0.500 6.68% $6.40
6.500 -0.250 6.57% $6.32
6.375 0.000 6.47% $6.24
6.250 0.375 6.38% $6.16
6.125 0.625 6.28% $6.08
6.000 1.125 6.20% $6.00
5.875 1.625 6.12% $5.92

30-Year Fixed (Jumbo)
(Maximum Loan: $1,500,000)
Rate Points APR Est. Pymt./$1,000
8.125 -0.500 8.19% $7.42
8.000 -0.250 8.09% $7.34
7.875 0.000 7.99% $7.25
7.750 0.375 7.91% $7.16
7.625 0.625 7.81% $7.08
7.500 1.125 7.73% $6.99

The rates quoted are effective as of 11/19/2008, are not guaranteed until locked, and are subject to change without notice.

The Annual Percentage Rates (APRs) are based on a loan amount of $350,000 for the stated term and a Loan-to-Value of 80%.

Not applicable to pre-approvals without property selected.


To speak to a real estate loan consultant, please call
714/258-4000 or 800/462-8328, extension 8236.
Consultants are available Monday - Friday, from
8 a.m. to 7 p.m., and Saturday, from 9 a.m. to 3 p.m.





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