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Home Purchase
Fixed-Rate Programs

30-Year Fixed Rate


Planning to stay in your new home for a while? A 30-year term provides lower monthly payments than our shorter-term loans. A fixed interest rate offers a consistent monthly payment amount for as long as you have the loan.

Features
  • Low fees
  • 45-day rate lock
  • No prepayment penalty
30-Year Fixed (Conforming)
(Maximum Loan: $417,000)
Rate Points APR Est. Pymt./$1,000
5.000 0.750 5.16% $5.37
5.125 0.000 5.22% $5.44
5.250 -0.500 5.30% $5.52

30-Year Fixed (Jumbo)
(Maximum Loan: $1,500,000)
Rate Points APR Est. Pymt./$1,000
5.500 0.875 5.68% $5.68
5.625 0.000 5.73% $5.76
5.750 -0.375 5.82% $5.84

PLEASE BE ADVISED: The interest rates and associated points listed above are effective as of 11/06/2009, represent lowest pricing for each product, and are not intended to be inclusive or a commitment to the pricing for which you may qualify. We offer more rate/point combinations. The loan and accompanying interest rates, points, and annual percentage rates (APRs) you may qualify for are based on your credit history, loan-to-value (LTV), occupancy, property type, loan amount, loan purpose, and income/financial obligations. All loans are subject to a minimum credit qualifying score. Interest rates, points, and APRs are subject to change without notice.

The APRs and estimated payments are based on a loan amount of $350,000.
Not applicable to loan pre-approvals without property selected.


To speak to a real estate loan consultant, please call
714/258-4000 or 800/462-8328, extension 8236.
Consultants are available Monday - Friday, from
8 a.m. to 7 p.m., and Saturday, from 9 a.m. to 3 p.m.





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