20-Year Fixed Rate
Our 20-year fixed-rate mortgage loan is an excellent choice for homeowners who want to build equity more quickly and pay less interest over the life of the loan.
Features
- Finance up to 90% of the purchase price for primary residence homes (detached) and condominiums
- Low fees
- Free 45-day rate lock
- No prepayment penalty
20-Year Fixed (Conforming)
(Maximum Loan: $417,000)
| Rate | Points | APR | Est. Pymt./$1,000 |
| 5.375 | -0.500 | 5.43% | $6.81 |
| 5.250 | -0.125 | 5.35% | $6.74 |
| 5.125 | 0.375 | 5.28% | $6.67 |
| 5.000 | 0.750 | 5.20% | $6.60 |
| 4.875 | 1.250 | 5.13% | $6.53 |
| 4.750 | 1.875 | 5.08% | $6.46 |
| 4.625 | 2.625 | 5.05% | $6.39 |
20-Year Fixed (Jumbo)
(Maximum Loan: $1,500,000)
| Rate | Points | APR | Est. Pymt./$1,000 |
| 8.000 | -0.500 | 8.09% | $8.36 |
| 7.875 | -0.250 | 7.99% | $8.29 |
| 7.750 | 0.000 | 7.90% | $8.21 |
| 7.625 | 0.375 | 7.82% | $8.13 |
| 7.500 | 0.750 | 7.75% | $8.06 |
| 7.375 | 1.250 | 7.69% | $7.98 |
The rates quoted are effective as of 01/06/2009, are not guaranteed until locked, and are subject to change without notice.
The Annual Percentage Rates (APRs) are based on a loan amount of $350,000 for the stated term and a Loan-to-Value of 80%.
Not applicable to pre-approvals without property selected.
To speak to a real estate loan consultant, please call
714/258-4000 or 800/462-8328, extension 8236.
Consultants are available Monday - Friday, from
8 a.m. to 7 p.m., and Saturday, from 9 a.m. to 3 p.m.
