15-Year Fixed Rate
Our 15-year fixed-rate mortgage loan is designed for homeowners seeking a low interest rate and the fastest way to build equity. While the monthly payments are higher, you'll receive a lower interest rate than with a longer-term loan.
Features
- Low fees
- 45-day rate lock
- No prepayment penalty
15-Year Fixed (Conforming)
(Maximum Loan: $417,000)
| Rate | Points | APR | Est. Pymt./$1,000 |
| 4.250 | 1.250 | 4.59% | $7.52 |
| 4.500 | 0.000 | 4.65% | $7.65 |
| 4.625 | -0.875 | 4.64% | $7.71 |
15-Year Fixed (Jumbo)
(Maximum Loan: $1,500,000)
| Rate | Points | APR | Est. Pymt./$1,000 |
| 4.750 | 1.250 | 5.10% | $7.78 |
| 5.000 | 0.000 | 5.16% | $7.91 |
| 5.125 | -0.875 | 5.15% | $7.97 |
PLEASE BE ADVISED: The interest rates and associated points listed above are effective as of 11/20/2009, represent lowest pricing for each product, and are not intended to be inclusive or a commitment to the pricing for which you may qualify. We offer more rate/point combinations. The loan and accompanying interest rates, points, and annual percentage rates (APRs) you may qualify for are based on your credit history, loan-to-value (LTV), occupancy, property type, loan amount, loan purpose, and income/financial obligations. All loans are subject to a minimum credit qualifying score. Interest rates, points, and APRs are subject to change without notice.
The APRs and estimated payments are based on a loan amount of $350,000.
Not applicable to loan pre-approvals without property selected.
To speak to a real estate loan consultant, please call
714/258-4000 or 800/462-8328, extension 8288.
Consultants are available Monday - Friday, from
8 a.m. to 7 p.m., and Saturday, from 9 a.m. to 3 p.m.
