15-Year Fixed Rate
Our 15-year fixed-rate mortgage loan is designed for homeowners seeking a low interest rate and the fastest way to build equity. While the monthly payments are higher, you'll receive a lower interest rate than with a longer-term loan.
Features
- Finance up to 90% of the purchase price for primary residence homes (detached) and condominiums
- Low fees
- Free 45-day rate lock
- No prepayment penalty
15-Year Fixed (Conforming)
(Maximum Loan: $417,000)
| Rate | Points | APR | Est. Pymt./$1,000 |
| 5.250 | -0.625 | 5.29% | $8.04 |
| 5.125 | -0.125 | 5.24% | $7.97 |
| 5.000 | 0.750 | 5.25% | $7.91 |
| 4.875 | 1.500 | 5.24% | $7.84 |
| 4.750 | 2.375 | 5.25% | $7.78 |
| 4.625 | 3.250 | 5.26% | $7.71 |
| 4.500 | 3.250 | 5.13% | $7.65 |
15-Year Fixed (Jumbo)
(Maximum Loan: $1,500,000)
| Rate | Points | APR | Est. Pymt./$1,000 |
| 7.875 | -0.625 | 7.96% | $9.48 |
| 7.750 | -0.125 | 7.91% | $9.41 |
| 7.625 | 0.750 | 7.93% | $9.34 |
| 7.500 | 1.500 | 7.93% | $9.27 |
| 7.375 | 2.375 | 7.95% | $9.20 |
| 7.250 | 3.250 | 7.97% | $9.13 |
The rates quoted are effective as of 01/06/2009, are not guaranteed until locked, and are subject to change without notice.
The Annual Percentage Rates (APRs) are based on a loan amount of $350,000 for the stated term and a Loan-to-Value of 80%.
Not applicable to pre-approvals without property selected.
To speak to a real estate loan consultant, please call
714/258-4000 or 800/462-8328, extension 8236.
Consultants are available Monday - Friday, from
8 a.m. to 7 p.m., and Saturday, from 9 a.m. to 3 p.m.
