Home Equity Loan
15-Year Fixed Rate
A home equity loan is a second mortgage on your property made in addition to your original loan.
The loan allows you to borrow against the equity in your home that has grown with its increased value
and/or your original mortgage has been paid down.
With a home equity loan, you receive the full amount at once, which you can use for activities such as: home remodeling, landscaping, higher education, or just about anything else.
Features
- No origination fees*
- No prepayment penalty*
- Condos and town homes are eligible*
- In-house servicing for the life of your loan
* Some restrictions apply. Click Terms & Conditions link below for details.
15-year Fixed Home Equity Loan Rates
Max. C-L-T-V
|
Max. Loan Amount
|
Rate
|
APR
|
Estimated Pymt./$1,000
|
 |
|
80%
|
$250,000
|
7.240%
|
7.240%
|
$9.12
|
 |
The rates quoted are for terms up to 15 years, are effective as of 11/20/2008,
and are subject to change without notice.
Fixed Interest Rate: The interest rate and payments are fixed for the life of the loan.
Term: Up to 15 years, fully amortized.
Estimated Processing Time: 14-21 days
To speak to a representative regarding a Home Equity Loan, please call our Telephone Service Center at 714/258-4000 or 800/462-8328, Monday through Friday, from 7 a.m. to 7 p.m.