Retirement Credits Personal Loan
Designed especially for educators participating in the California State Teachers’ Retirement System (CalSTRS) or the California Public Employees’ Retirement System (CalPERS), this low-interest loan provides funding for the purchase of retirement credits.
Features
- Loan amount up to $25,000
- Terms up to 60 months
- Rate based on loan term
Retirement Credits Personal Loan
|
Annual Percentage Rate (APR)
|
Loan Amount
|
Terms in Months
|
 |
|
4.90%*
|
Up to $25,000
|
36 months
|
|
5.90%*
|
Up to $25,000
|
48 months
|
|
6.90%*
|
Up to $25,000
|
60 months
|
 |
|
* These Rates reflect a ¾ percentage point discount for payments made through automatic transfer from an SchoolsFirst FCU Share Savings or Checking account.
Rates are subject to change without notice.
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To apply for these programs, call our Telephone Service Center at 714/258-4000 or 800/462-8328 Monday through Friday, 7 a.m. to 7 p.m., and Saturday, 9 a.m. to 3 p.m. or visit any SchoolsFirst FCU branch.
