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Loans for School Employees

Retirement Credits Personal Loan

Designed especially for educators participating in the California State Teachers’ Retirement System (CalSTRS) or the California Public Employees’ Retirement System (CalPERS), this low-interest loan provides funding for the purchase of retirement credits.

Features
  • Loan amount up to $25,000
  • Terms up to 60 months
  • Rate based on loan term
Retirement Credits Personal Loan

APR Loan Amount Terms in Months Est. Pymt. per $100 Borrowed
4.90%* Up to $25,000 36 $2.99
5.90%* Up to $25,000 48 $2.34
6.90%* Up to $25,000 60 $1.98
* These Rates reflect a ¾ percentage point discount for payments made through automatic transfer from an SchoolsFirst FCU Share Savings or Checking account. Rates are subject to change without notice.

To apply for this program, please call us at 714.258.4000 or 800.462.8328 Monday through Friday, 7 a.m. to 7 p.m., and Saturday, 9 a.m. to 3 p.m., or visit any SchoolsFirst FCU branch.





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