Special Curriculum Loans
Pursuing an advanced degree or professional certificate is an expensive endeavor for school employees striving to further
their educational career. These unique loan programs are designed for school employees to help pay for tuition, books, and
other expenses associated with continued education.
Fixed-Rate Loans
- California Beginning Teacher Support and Assessment System/BTSA Loan: Assists teachers who are pursuing a professional
clear credential from the Commission on Teacher Credentialing (CTC).
- District Intern Program/Teaching Credential Loan: Available to teachers enrolled in a two-year education specialist
(mild/moderate) K-12 credential program co-sponsored by the Orange County Department of Education (OCDE).
- District Intern Program/Moderate-Severe and Autism Add-On Authorizations: Available to Credentialed Special Education
teachers participating in this Orange County Department of Education (OCDE) program.
- Paraprofessional Teacher Training Program (PTTP) Loan: Assists Orange County Department of Education (OCDE) employees
who are pursuing a teaching credential and enrolled in OCDE's PTTP.
- Preliminary Administrative Credential Program: Offered by the Orange County Department of Education (OCDE) and designed
for educators pursuing a career in administration (principal).
- Teacher Certification Loan: Assists teachers who are pursuing an advanced certification from the National Board for
Professional Teaching Standards (NBPTS).
Variable-Rate Loans
- Doctorate of Education in Educational Leadership: For school employees enrolled in the three-year CSU Doctorate of
Education in Educational Leadership Program who have a related employment agreement with their district office.
- Masters in Speech and Language Pathology: For enrollees of any two-year Masters in Speech and Language Pathology
advanced degree program who have a related employment agreement with their district office.
To apply for this program, please call us at 714.258.4000 or 800.462.8328 Monday through Friday,
7 a.m. to 7 p.m., and Saturday, 9 a.m. to 3 p.m. or
visit any SchoolsFirst FCU branch.
Special Curriculum Loan: Fixed Rate
|
Annual Percentage Rate (APR)
|
Loan Amount
|
Term in Months
|
Estimated Monthly Payment
|
|
5.90%*
|
Up to $10,000
|
60 Months
|
Estimated payment $141 based on a typical loan of $6,000 for 48 months
|
 |
Special Curriculum Loan: Variable Rate**
|
Annual Percentage Rate (APR)
|
Loan Amount
|
Term in Months
|
Estimated Monthly Payment
|
|
5.25%*
|
Up to $50,000
|
180 Months (Interest only for 60 months then amortized for up to 120 months)
|
Interest-only payment $35; amortized payment $241 based on a typical loan of $8,000 for 36 months
|
|
* Rate reflects a 0.75% discount for payment made through automatic transfer from a SchoolsFirst FCU Savings or Checking
account. Rates and programs valid as of 12/29/2011 and subject to change without notice.
** Variable rate; rate and payment subject to increase after consummation.
