Term Life Insurance
Term Life insurance provides insurance for a set period of time, from one year up to 30 years. Premiums are paid until the term is finished, at which time some companies may offer a renewal option. However, you will have to re-qualify at that time, and your premiums will increase. Term Life insurance offers:
- Basic life insurance coverage for specific reasons, such as to pay off a mortgage, fund a college education, or to protect against business losses in the event of death.
- An affordable way to provide extra financial protection for a pre-determined period of time; for example, from when the children are born until they leave home.
If you are looking for insurance to cover the entire length of your life, however,
Whole Life insurance may be a better choice. Our knowledgeable licensed insurance agents are available to help you explore all your life insurance options. We work with only A or better rated companies that offer excellent plans to fit every family’s needs and budget.
Our agents can also assist you with a variety of investment options, whether you are planning for retirement, saving for your children’s college educations or have other financial goals.
CA Insurance License 0707104