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IRA Certificates

IRA Certificate Rates


The rates quoted below are effective as of 11/20/2009 and are subject to change without notice.



7-Month Multi Add-On IRA Share Certificate*

Minimum Opening Balance Dividend Rate Annual Percentage Yield (APY)
$500 + 1.59% 1.60%
*Aggregate total of additional deposits may not exceed the initial opening balance; Additional deposits will not affect your APY or maturity date.

17-Month Multi Add-On IRA Share Certificate*

Minimum Opening Balance Dividend Rate Annual Percentage Yield (APY)
$500 + 2.08% 2.10%
*Aggregate total of additional deposits may not exceed the initial opening balance; Additional deposits will not affect your APY or maturity date.

36-Month 75th Anniversary IRA Certificate*

Minimum Opening Balance Dividend Rate Annual Percentage Yield (APY)
$500 + 2.96% 3.00%
*No additional deposits allowed.

Penalty for early withdrawal. Please see SchoolsFirst FCU's Disclosure & Agreement of Terms & Conditions brochure for specific details about any account.






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