IRA Certificate Rates
The rates quoted below are effective as of 11/20/2009 and are subject to change without notice.
$50,000 Minimum Opening Balance
|
| Term |
Dividend Rate |
Annual Percentage Yield (APY) |
| 30 Day |
0.85% |
0.85% |
| 03 - 05 Month |
1.09% |
1.10% |
| 06 - 11 Month |
1.44% |
1.45% |
| 12 - 17 Month* |
1.59% |
1.60% |
| 18 - 23 Month |
1.69% |
1.70% |
| 24 - 29 Month |
2.32% |
2.35% |
| 30 - 47 Month |
2.57% |
2.60% |
| 48 - 59 Month |
3.05% |
3.10% |
| 60 Month |
3.30% |
3.35% |
IRA = Individual Retirement Account
Maximum annual contributions and contribution periods are determined by IRS regulations.
* Rollovers or transfers from another plan or institution may be added to the 12-17 month IRA Share Certificate at any time.
Penalty for early withdrawal. Please see SchoolsFirst FCU's Disclosure & Agreement of Terms & Conditions brochure for specific details about any account.