IRA Certificate Rates
The rates quoted below are effective as of 2/4/2012 and are subject to change without notice.
$50,000 Minimum Opening Balance
|
| Term |
Dividend Rate |
Annual Percentage Yield (APY) |
| 30 Day |
0.35% |
0.35% |
| 03 - 05 Month |
0.40% |
0.40% |
| 06 - 11 Month |
0.45% |
0.45% |
| 12 - 17 Month* |
0.50% |
0.50% |
| 18 - 23 Month |
0.60% |
0.60% |
| 24 - 35 Month |
0.70% |
0.70% |
| 36 - 47 Month |
1.00% |
1.00% |
| 48 - 59 Month |
1.19% |
1.20% |
| 60 Month |
1.49% |
1.50% |
IRA = Individual Retirement Account
Maximum annual contributions and contribution periods are determined by IRS regulations.
* Rollovers or transfers from another plan or institution may be added to the 12-17 month IRA Share Certificate at any time.
Penalty for early withdrawal. Please see SchoolsFirst FCU's Disclosure & Agreement of Terms & Conditions brochure for specific details about any account.
