IRA Certificate Rates
The rates quoted below are effective as of 2/4/2012 and are subject to change without notice.
$20,000 Minimum Opening Balance
|
| Term |
Dividend Rate |
Annual Percentage Yield (APY) |
| 30 Day |
0.30% |
0.30% |
| 03 - 05 Month |
0.35% |
0.35% |
| 06 - 11 Month |
0.40% |
0.40% |
| 12 - 17 Month* |
0.45% |
0.45% |
| 18 - 23 Month |
0.55% |
0.55% |
| 24 - 35 Month |
0.65% |
0.65% |
| 36 - 47 Month |
0.95% |
0.95% |
| 48 - 59 Month |
1.14% |
1.15% |
| 60 Month |
1.44% |
1.45% |
IRA = Individual Retirement Account
Maximum annual contributions and contribution periods are determined by IRS regulations.
* Rollovers or transfers from another plan or institution may be
added to the 12-17 month IRA Share Certificate at any time.
Penalty for early withdrawal. Please see SchoolsFirst FCU's Disclosure & Agreement of Terms & Conditions brochure for specific details about any account.
