IRA Certificate Rates
The rates quoted below are effective as of 1/6/2009 and are subject to change without notice.
$100,000 Minimum Opening Balance
|
| Term |
Dividend Rate |
Annual Percentage Yield (APY) |
| 30 Day |
1.78% |
1.80% |
| 03 - 05 Month |
2.42% |
2.45% |
| 06 - 11 Month |
2.81% |
2.85% |
| 12 - 17 Month* |
3.10% |
3.15% |
| 18 - 23 Month |
3.20% |
3.25% |
| 24 - 29 Month |
3.25% |
3.30% |
| 30 - 47 Month |
3.44% |
3.50% |
| 48 - 59 Month |
3.78% |
3.85% |
| 60 Month |
4.02% |
4.10% |
IRA = Individual Retirement Account
Maximum annual contributions and contribution periods are determined by IRS regulations.
* Rollovers or transfers from another plan or institution may be added to the 12-17 month IRA Share Certificate at any time.
Penalty for early withdrawal. Please see SchoolsFirst FCU's Disclosure & Agreement of Terms & Conditions brochure for specific details about any account.
