Auto Loan Financing
SchoolsFirst FCU makes financing a car easy. We offer a range of competitive rates to fit almost every financial situation, as well as a ¾ percent discount when you make automatic payments directly from your SchoolsFirst FCU Share Savings or Share Draft Checking account.
Features
- Financing up to 100% on new autos
- Finance up to 100% of Kelley Blue Book retail value on used autos, including tax, license, extended service contract, GAP, etc.
- Terms up to 84 months on new autos, based on amount financed
- Refinance existing auto loans from other lenders
- Pre-approval for easier, hassle-free shopping
- No application fee or funding fee
Steps to Purchase Your Next Automobile
New Auto Loan Rates
|
|
APR
|
Terms in Months
|
|
Up to 100% Financing
|
 |
|
5.50%*-18.00%
|
0-48
|
 |
|
5.75%*-18.00%
|
49-60
|
 |
|
6.00%*-18.00%
|
61-72
|
 |
|
6.25%*-18.00%
|
73-84
|
 |
The rates quoted are effective as of 8/28/2008 and are subject to change without notice.
Used Auto Loan Rates
| |
APR |
Terms in Months |
|
Up to 100% of Kelley Blue Book |
 |
|
6.25%*-18.00% |
0-48 |
 |
|
6.50%*-18.00% |
49-60 |
 |
|
6.75%*-18.00% |
61-72 |
 |
 |
The rates quoted are effective as of 8/28/2008 and are subject to change without notice.
SchoolsFirst FCU has a loan program which features a range of interest rates for some of its
consumer loans. A rate is based on a variety of factors, including the applicant's
credit rating.
* These rates reflect a ¾ percent
discount for payment by automatic transfer from your SchoolsFirst FCU Share Savings or
Share Draft Checking account.