Auto Loan Financing
SchoolsFirst FCU makes financing a car easy. We offer a range of competitive rates to fit almost every financial situation, as well as a ¾ percent discount when you make automatic payments directly from your SchoolsFirst FCU Share Savings or Share Draft Checking account.
Features
- NEW - Down payment incentive: Higher down, lower rate
- Financing up to 100% on new autos. Ask for details**
- Finance up to 100% of Kelley Blue Book retail value on used autos, including tax, license, Mechanical Repair Coverage, GAP, etc.
- Terms up to 72 months, based on amount financed
- Refinance existing auto loans from other lenders
- Pre-approval for easier, hassle-free shopping
- No application fee or funding fee
Steps to Purchase Your Next Automobile
New Auto Loan Rates
|
|
APR
|
Terms in Months
|
|
Up to 100% Financing
|
 |
|
2.99%*-18.00%
|
0-36
|
|
|
3.99%*-18.00%
|
37-48
|
|
|
4.25%*-18.00%
|
49-60
|
|
|
5.25%*-18.00%
|
61-72
|
 |
The rates quoted are effective as of 3/14/2010 and are subject to change without notice.
Used Auto Loan Rates
| |
APR |
Terms in Months |
|
Up to 100% of Kelley Blue Book |
|
|
4.25%*-18.00% |
0-48 |
|
|
4.50%*-18.00% |
49-60 |
|
|
5.75%*-18.00% |
61-72 |
|
|
The rates quoted are effective as of 3/14/2010 and are subject to change without notice.
SchoolsFirst FCU has a loan program which features a range of interest rates for some of its
consumer loans. A rate is based on a variety of factors, including the applicant's
credit rating.
* These rates reflect a ¾ percent
discount for payment by automatic transfer from your SchoolsFirst FCU Share Savings or
Share Draft Checking account.
** Lowest new auto rate available is 2.99% APR.
