Auto Loan Financing
SchoolsFirst FCU makes financing a car easy. We offer a range of competitive rates to fit almost every financial situation, as well as a ¾ percent discount when you make automatic payments directly from your SchoolsFirst FCU Share Savings or Share Draft Checking account.
Features
- NEW - Down payment incentive: Higher down, lower rate
- Financing up to 100% on new autos. Ask for details**
- Finance up to 100% of Kelley Blue Book retail value on used autos, including tax, license, Mechanical Repair Coverage, GAP, etc.
- Terms up to 72 months, based on amount financed
- Refinance existing auto loans from other lenders
- Pre-approval for easier, hassle-free shopping
- No application fee or funding fee
Steps to Purchase Your Next Automobile
New Auto Loan Rates
(Up to 100% Financing)
|
APR
|
Terms in Months
|
Estimated Payment Per $100 Borrowed
|
|
2.69%*-18.00%
|
36
|
Lowest payment factor based on 2.69%; Highest payment factor based on 18.00%
$2.89 - $3.62
|
|
2.69%*-18.00%
|
48
|
Lowest payment factor based on 2.69%; Highest payment factor based on 18.00%
$2.20 - $2.94
|
|
2.69%*-18.00%
|
60
|
Lowest payment factor based on 2.69%; Highest payment factor based on 18.00%
$1.78 - $2.54
|
|
2.99%*-18.00%
|
72
|
Lowest payment factor based on 2.99%; Highest payment factor based on 18.00%
$1.52 - $2.28
|
 |
The rates quoted are effective as of 2/4/2012 and are subject to change without notice.
Used Auto Loan Rates
(Up to 100% of Kelley Blue Book)
|
APR
|
Terms in Months
|
Estimated Payment Per $100 Borrowed
|
|
2.90%*-18.00%
|
36
|
Lowest payment factor based on 2.90%; Highest payment factor based on 18.00%
$2.90 - $3.62
|
|
2.90%*-18.00%
|
48
|
Lowest payment factor based on 2.90%; Highest payment factor based on 18.00%
$2.21 - $2.94
|
|
2.90%*-18.00%
|
60
|
Lowest payment factor based on 2.90%; Highest payment factor based on 18.00%
$1.79 - $2.54
|
|
3.19%*-18.00%
|
72
|
Lowest payment factor based on 3.19%; Highest payment factor based on 18.00%
$1.53 - $2.28
|
|
The rates quoted are effective as of 2/4/2012 and are subject to change without notice.
SchoolsFirst FCU has a loan program which features a range of interest rates for some of its
consumer loans. A rate is based on a variety of factors, including the applicant's
credit rating.
* These rates reflect a ¾ percent
discount for payment by automatic transfer from your SchoolsFirst FCU Share Savings or
Share Draft Checking account.
** Lowest new auto rate available is 2.99% APR.
